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Split bills. Share lists. Stay organized.

Split bills and track expenses. Keep every plan in sync.

Split bills with friends, track shared expenses with roommates, and organize group travel costs. See who owes whom, plan recurring bills and share grocery lists in one place.

Quick tools. Clear progress.

Instant Split & Instant List

Split an event bill or organize a shared checklist. Try these examples, then create your own in the app.

Instant Split

For badminton, turf bookings, dinners and parties. Share an event link, track participants, calculate shares and record who paid.

Example calculator · equal split in INR

₹200.00 per person

Explore Instant Split

Instant List

For groceries, packing and everyday tasks. Start from a template, share with viewer or editor access, and reuse your lists.

Interactive example · weekend packing

1 of 3 packed · example only

Explore Instant List

Explore SplitTracking

The right tool for every expense and plan.

From a quick dinner split to monthly bills, shared lists and savings records, see what each tool does before you start.

Instant Split

Calculate dinner and event bill shares with Instant Split. Track RSVPs and attendance, split costs equally or by custom amounts, and record participant payments.

Explore Instant Split

Instant List

Create shared grocery lists, travel packing checklists and task lists with Instant List. Reuse templates, track completion, and choose viewer or editor access.

Explore Instant List

Group Expenses

Track shared expenses with friends and family. Split bills equally, by percentage or exact amounts, review who owes whom, and record group settlements.

Explore Group Expenses

Sports Splits

Split badminton court bookings, football turf fees and team sports costs. Track player attendance, calculate shares, and follow paid and unpaid sports dues.

Explore Sports Splits

Travel Expenses

Track group trip and vacation expenses for hotels, meals and transport. Split travel costs with friends, review balances, and record repayments in one place.

Explore Travel Expenses

Bills & Plans

Plan recurring bills and track subscriptions, rent and utilities. Review due dates, upcoming commitments and overdue bills, and record payment progress.

Explore Bills & Plans

Digital Khata

Track lent and borrowed money with a digital khata and udhaar ledger. Manage customer credit records, repayments, interest calculations and outstanding balances.

Explore Digital Khata

Savings Tracker

Set savings targets and deadlines, record contributions, and review progress and savings history. Keep personal savings goals alongside your expense records.

Explore Savings Tracker

Multiple languages

Choose from the available app languages for a more familiar experience.

Currency preferences

Choose a supported currency for your account’s amounts and displays.

Notifications & reminders

Review in-app updates and supported reminders alongside your records.

Perfect for Every Scenario

Whether it's a household budget or a global tour, SplitTracking keeps you organized.

Rent & Roommates

Shared apartment? Split rent, utilities, and grocery lists without the stress.

Travel & Vacations

Keep hotel, transport and meal costs together. Record who paid and review the balances for your group trip.

Dining & Socializing

Split a dinner bill with friends, choose participant shares and record who has paid.

Sports & Hobbies

Team gear, turf fees, or subscription costs—keep your group hobbies transparent.

Seamless Workflow

Simple splitting in 3 steps.

Manage finances collectively without the headache of manual logs. We've automated the hard parts.

1. Pick Your Tool

Choose Instant Split, Instant List, a group, a Chitti or a personal ledger.

2. Add the details

Record expenses, add checklist items, or enter loan details using the dedicated forms.

3. Review your progress

See outstanding balances, checklist progress and recorded savings in your app.

16:34

Welcome, Kranthi 👋

April 2026

Fiscal Position

+₹4,200

Owed

₹5,400

Owes

₹1,200

Expense
Community

Recent Streams

🥘

Dinner at Tavern

Friends

₹1200

🎬

Movie Night

Personal

₹450

Precision Tracking

Routines, Automated.

From monthly rent to daily groceries, keep every commitment in check. Our Routine Board shows you exactly what's due, paid, and overdue with automatic calculations.

Payment Progress

Keep track of recorded payments and pending commitments on your planning board.

Budgets & Analytics

Track your yearly spending and paid values with real-time analytics dashboards.

16:34

Routine Board

Yearly Budget

₹1.8L

Paid Value

₹45K

April

1/3 Complete

House Rent

Due 5th
₹15,000

Internet Bill

Due 10th
₹1,200
Done

Milk & Eggs

Due 1th
₹450
Add Item
Export PDF
Financial Ledgers

Smart Ledgers & Khata

Manage personal loans, handle borrower lists, and calculate interests automatically. The perfect digital companion for your shop or personal IOU tracking.

Interest Calculation

Automated interest calculation for your ledgers. Perfect for tracking long-term personal loans or shop credits.

Lent & Borrowed

Keep a clear record of who owes you and who you owe. Settle up with one click and stay organized.

09:41

Khata Book

Total Lent

₹24,500

Total Borrowed

₹12,800

Active Ledgers

View All

Sagar (Friend)

LENT
Interest: 2%
30 Days Left
₹5,000

Milk Shop

BORROWED
Interest: 0%
30 Days Left
₹1,200

Rahul (Rent)

BORROWED
Interest: 1.5%
30 Days Left
₹15,000

Auto-Calc Interest

Track principal + interest daily with our premium financial engine.

New Entry

Modern & Powerful Features

Everything you need to manage personal and group expenses with precision.

Digital Ledgers & Chittis

Run digital Chittis natively or manage personal Khata books for straightforward borrowed and lent money tracking.

Smart Group Splits

Manage household expenses or group trips with precision. Support for percentages, unequal shares, and exact amounts.

Group Settlements

Review who owes whom and record repayments. Simplified balances help reduce the number of transactions.

Spending Overview

Review your recorded balances and spending to understand your personal and shared expenses.

Personal Tracking & Savings

Keep individual expenses and savings goals alongside your group bills and ledger records.

Coming Soon

Payment Gateway Integration

Settle debts instantly directly from the app using cards, UPI, and bank transfers.

More Notification Channels

Additional notification and messaging options are planned. Available reminders depend on the feature and device.

Shared expenses, explained

How to split bills and keep track of who owes whom

A bill splitter calculates each person’s share of a purchase. A shared expense tracker also keeps the payer, participants and repayments together across multiple bills. Choose a split that matches your agreement, then record payments to keep the balance current.

Equal bill split

Divide the total by the number of people sharing it. A ₹1,200 dinner for four friends is ₹300 each. Try the equal split calculator above for a quick example.

Try the bill split calculator

Percentage split

Use agreed proportions when everyone contributes a different share. For a ₹2,000 household bill split 60% and 40%, the shares are ₹1,200 and ₹800.

Explore roommate expense tracking

Custom amounts

Set an exact amount for each participant when costs differ. On a ₹900 meal, shares of ₹200, ₹300 and ₹400 can reflect each person’s order.

Explore group bill splitting

Choose a tool for the costs you share

Use Instant Split for a single dinner or event, a travel expense tracker for group trip costs, and Bills & Plans for recurring commitments. Record a settlement after a repayment so it is separate from the original expense.

Got Questions?

Everything you need to know about SplitTracking.

Is SplitTracking really free?

You can start tracking with SplitTracking. Check the app for current feature availability and any usage limits.

Can I track my personal expenses too?

Yes. Use personal expense tracking for individual purchases and spending history. Use a group for shared purchases or Digital Khata for direct lending and borrowing records.

Is my financial data secure?

Use your account controls and share links only with the people you intend to give access to. Read our privacy policy for details about how your data is handled.

What can I use the Checklist feature for?

Use Instant List for shared grocery lists, packing checklists and everyday tasks. Use Bills & Plans for recurring rent, electricity, subscriptions, due dates and recorded payments. Record shared purchases in a group when you need to split the cost.

What is a Digital Ledger or Khata?

A Ledger (or Khata) helps you track money you've borrowed from or lent to others outside of a group. It's a simple, one-on-one way to keep your personal IOUs organized.

How do Digital Chittis work?

Chitti management helps you organize members, record monthly contributions and auction details, and review dividend calculations and member passbooks. It is a record management tool; it does not operate a chit fund or collect contributions.

On the Go

Android is arriving soon.

Our native Android app is in final beta tuning. Track expenses and manage groups on the go. iOS following shortly after.

🍎

Coming Soon

App Store

Google Play

Get it on

Google Play

Android v1.0.0-beta

Ready to Master Your Money?

Start with a dinner split, a roommate expense group or a shared checklist. Keep your next purchase and repayment easy to follow.